LIC Platinum Credit Card

Enjoy the world of exciting privileges and benefits with your LIC Platinum Credit Card.

It is a credit card that offers a powerful reward programme, fuel surcharge refund and complimentary insurance cover.

Powerful Reward Programme:

Get exciting PlusPoints Rewards programme designed to reward spends as follows:

  • 2 Reward Points for Rs. 100 spent on LIC premium payments and international spends.
  • 1 Reward Point for every Rs. 100 spent on all other categories except fuel, wallet load and EMI transactions.
Insurance Cover:

Complimentary lost card liability insurance cover upto your credit limit.
3 Lac Personal Accident Cover and 1 Cr. Air Accidental Insurance
For more details and terms & conditions, click here

Fuel Surcharge Waiver:

1% fuel surcharge waiver at all fuel pumps across India (for transactions between Rs. 400 and Rs. 4000). Maximum benefits upto Rs. 400 per month

Eligibility criteria:-
  • Primary cardholder should be between the age of 18 and 70 years
  • The individual should be a Resident of India or Non-Resident Indian

Please note the above criteria are only indicative and the bank reserves the ultimate right to approve or decline applications for LIC Credit Card.


Unless there are case variations, the required documents for Axis Bank LIC Credit Card application include a copy of your PAN card or Form 60, residence proof, identity proof, a colour photograph and proof of income in the form of latest payslip / Form 16 / IT return copy.

The following documents are required:

  • PAN card photocopy
  • Colour photograph
  • Latest payslip/Bank statement/Form 16/IT return copy as proof of income
  • Residence proof (any one of the following):
    1. Passport
    2. Driving License
    3. Voter ID Card
    4. Aadhaar card
  • Identity proof (any one of the following):
    1. Passport
    2. Driving license
    3. Voter ID Card
    4. Aadhaar card
    5. PAN card

Please note that this list is only indicative. Documents required may vary on a case-to-case basis.

Eligibility Criteria Rs. 5,00,000
Interest-free Credit Period Up to 50 days
Photo or Signature Card No
Reward Points - Accrual 1 Reward Point for every Rs. 100 spent
Bonus Reward Points 2 Reward Points on LIC premium payment and international spends.
Reward Points - Redemption As per applicable conversion rates in LIC Card Reward Points Catalogue
Complimentary Insurance Cover Lost Card Insurance Cover of up to Rs. 50,000/-
Usage Offers All eligible axis bank credit card offers. TnC applied.
Fuel Surcharge Waiver Yes
Add-on Cards Up to 3
Cash Withdrawal Facility Yes